Resources
Resources for home buyers
Guides for buyers who live in another state or country.
Answers
Answers to common questions
- Out-of-state buyersHow your situation shapes the options.
- Can I get a mortgage in Florida if I live in another state?Living outside Florida does not by itself rule out a Florida mortgage. How home use, licensing and closing from a distance work, explained with primary sources.
- Can I finance a home in Miami if I don't live in Miami?You do not have to live in Miami to finance a home there. How to start from a distance, what changes for a new residence or second home, and what to ask.
- Can I buy a condo in Miami with a mortgage?Condo loans in Miami: how lenders review a condo's budget, reserves and repairs, and what Florida milestone inspections and reserve studies add.
- What documents do I need for a mortgage in Florida?Documents lenders commonly ask for in a mortgage application: ID, income, tax returns, bank statements, down payment proof, and extras for the self-employed.
- How do first-time home buyer loans work in Miami?First-time home buyer loans in Miami: how a first mortgage pairs with Florida Housing and Miami-Dade programs, who counts as first-time, and steps.
- What is the difference between a mortgage broker and a mortgage lender?Mortgage broker or lender in Miami? What each one does, how brokers and loan officers are paid, and how to check a Florida license on NMLS.