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Loan options

Home loan types in Miami, explained

Plain-language guides to each home loan type for buyers in Miami and across Florida, with sources.

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Read about a loan type

The process

How it works in four steps

  1. Step 01

    Tell us your plans

    Share where you want to buy and your situation.

  2. Step 02

    Talk with us

    Share your situation and ask your questions.

  3. Step 03

    Gather your documents

    Lenders ask for documents; which ones depends on the loan and lender.

  4. Step 04

    Take the next step

    When you are ready, you apply for the loan you choose.

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