Buy a home
Buying a home in Miami
Read how the loan types work, then tell us what you are planning.
Your situation
Which describes you?
Answers
Questions Miami buyers ask
- Can I buy a condo in Miami with a mortgage?Condo loans in Miami: how lenders review a condo's budget, reserves and repairs, and what Florida milestone inspections and reserve studies add.
- What documents do I need for a mortgage in Florida?Documents lenders commonly ask for in a mortgage application: ID, income, tax returns, bank statements, down payment proof, and extras for the self-employed.
- How do first-time home buyer loans work in Miami?First-time home buyer loans in Miami: how a first mortgage pairs with Florida Housing and Miami-Dade programs, who counts as first-time, and steps.
- What is the difference between a mortgage broker and a mortgage lender?Mortgage broker or lender in Miami? What each one does, how brokers and loan officers are paid, and how to check a Florida license on NMLS.
The process